To achieve the AAA standard, each superannuation product is reviewed and rated across a range of benchmarks including organisational strength, administration, communications, investment mix, investment performance, fees, charges, investment processes, insurances and extra services offered.

When considering a superannuation offering, members, employers and advisers should look for funds that have this logo in their PDS and marketing communications.

The awards identify investment managers with the best balance of investment returns and risk management.

Winners and finalists are determined by Rainmaker's quantitative research systems that assess investment products in each asset class over the short, medium and long-run.

To be named "Best of the Best", products must provide class-leading services across categories in banking, credit cards, insurance, home loans, superannuation and more.

Money magazine uses Rainmaker Information's superannuation and investment management data and research expertise to produce the annual Best of the Best Awards.

To be named a winner or finalist in the Consumer Finance Awards, providers across banking, lending and insurance must offer market-leading value to their client base.

Leading value is deemed to be provided through pricing, savings and interest rates as well as coverage across relevant categories.